This tote is a great all in one! It has two top handles and accent, flat gold studs on the sides. There is a roomy open pocket on either side of the bag; perfect for holding a water bottle or an umbrella. There is a large magnetic closure pocket on the back of the bag as well as an open pocket for your phone. It has a top zipper closure that leads to a fabric-lined interior. There is one zippered pocket and two open pockets inside.